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Effective Date: July 13, 2026
These Terms & Conditions ("Terms") govern your access to and use of livingledgeracct.com (the "Site"), owned and operated by Living Ledger Accounting & Advisory ("we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. The most current version will always be available on our website.
This Site is owned and operated by Living Ledger Accounting & Advisory. By accessing this Site, you agree to be bound by these Terms and our Privacy Policy. We reserve the right to change these Terms at any time, and your continued use of the Site constitutes acceptance of those changes.
Our Limited License to You: All content on this Site, including text, graphics, logos, and images, is the property of Living Ledger Accounting & Advisory and is protected by copyright and trademark law. You may view and use this content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written authorization.
Your License to Us: If you submit any material to us through this Site (such as comments, messages, or other content), you grant Living Ledger Accounting & Advisory a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, and display that material in connection with our business.
Links to third-party websites are provided for your convenience. We do not endorse and are not responsible for the content, products, or privacy practices of any third-party site.
This Site and the information provided on it are offered "as is," without warranties of any kind, either express or implied.
By using this Site, you agree to indemnify and hold Living Ledger Accounting & Advisory harmless from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.
[If you opt in to receive text messages from us, you may receive messages such as appointment confirmations, reminders, scheduling updates, and customer support communications. Opt-in is collected through web forms with a dedicated consent checkbox.
Opt-In & Consent: You will only receive messages if you have explicitly opted in. We maintain timestamped records of all opt-in actions and comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws.
Cancellation: You may cancel at any time by texting "STOP." You will receive a one-time confirmation text, and no further messages will be sent unless you opt in again.
Support: Reply "HELP" for assistance, or contact us using the information in Section 8 below.
Carrier Information: Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers.
Message Frequency: Message frequency varies based on your interactions with our business. We do not send promotional content without your specific consent.
Age Restriction: You must be 18 years or older to participate in text messaging communications.
Data Protection: Living Ledger Accounting & Advisory does not share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging originator opt-in data is kept strictly confidential.
We reserve the right to terminate or suspend your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Site will be resolved through binding arbitration.
We may update these Terms periodically. The most current version will always be available on our website, and significant changes will be communicated via email or a notice on our Site.
If you have questions about these Terms, please contact us:
Living Ledger Accounting & Advisory
Phone: 945-321-9020
Email: support@livingledgeracct.com
Website: livingledgeracct.com